Financial Architects for our Clients!

About Us

Hello,

My name is Vishal Dalal and I am a Certified Financial Planner (CFP*CM*) with over 24 years of MNC corporate experience. I provide independent advisory services in the area of Tax Optimization, Mutual Funds, Risk Management, Investment Planning and Retirement Planning.

I am an engineer and graduated from VJTI in Computer Science in 1998. I then did my Masters in the US and worked there for couple of years before coming back to India for good. Most of my career has been spent working in Fortune 100 investment banks such as Lehman Brothers, Nomura and JP Morgan.

I run an active WhatsApp group where we discuss a number of generic topics related to personal finance and financial planning. We have 700+ members as of Feb'25 and growing rapidly! I also conduct webinars to help increase knowledge and awareness on personal finance.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future

Our Values

  1. Completely transparent about services and fees
  2. Prompt and upfront disclosure in case of any conflict of interest during the engagement process
  3. "Client first" principle
  1. Certified Financial Planner (CFPCM) with overall 21+ years experience, mostly in Fortune 100 global banks
  2. Up-to-date knowledge on latest developments in the personal finance field
  3. Personal experience in investments across asset classes and advising individuals
  1. Fair in dealings with clients; clear segregation of client money
  2. Strictly ensure that client data remains confidential and not shared with others
  3. Ensure all client documents are securely stored
  1. Provide services diligently and on a timely basis
  2. Ensure clients understand what is being proposed by explaining in layman terms
  3. Flexiblity in medium of communication - informal / formal
  4. Respect wishes of the client. Try to persuade the client based on experience and sound financial practices but eventual decision is of the client

Engagement Process

  1. We will first initiate a tele-call / video-call in which we get to know each other
  2. In the meeting we give a complete download about our process and clarify each and every point or queries raised by you
  3. After this meeting, it is completely your call to decide if you want to engage us. In case you need further clarifications, we would be happy to set up another meet
  4. Once we have mutual agreement, we will begin the process with “Client Engagement Agreement” and initiate the process of data collection, etc.